Results That Protect Businesses & the People Behind Them
Employee benefits are one of a company’s largest investments. Cody’s work focuses on improving how those dollars are used – helping employers control costs while strengthening affordability and financial protection for employees.
or keep reading to explore some case studies
Project $2 Million
Total Economic Impact = Plan Cost Reduction + Employee Financial Exposure Reduction + Benefits-Related Tax Savings
Project $2 Million is Cody’s ongoing initiative to document the measurable financial impact created through more strategic employee-benefits decisions.
The goal is not simply to lower premiums. It is to evaluate how benefit dollars are being used and identify opportunities to improve employer cost efficiency, employee affordability, and financial protection.
$835,552 in Documented Economic Impact
This total reflects documented financial outcomes associated with implemented client strategies.
Savings created through lower employer benefit-program costs.
EMPLOYEE FINANCIAL EXPOSURE REDUCTION
Reductions in potential employee out-of-pocket financial exposure created through improved plan design.
BENEFITS-RELATED TAX SAVINGS
Documented tax efficiencies created through eligible benefits strategies.
To avoid overstating impact, overlapping benefit improvements are not counted twice. For example, deductible improvements may be shown as part of a redesigned plan, but when they overlap with the out-of-pocket maximum, only the applicable reduction in out-of-pocket exposure is included in Total Economic Impact.
See the Strategy in Action
Real companies. Different challenges. Measurable outcomes.
Employee Protection
$22,098 Less
potential annual family healthcare exposure
Redesigned the benefit structure to significantly reduce what employees could face in deductibles, coinsurance, and out-of-pocket costs.
Littlefield Agency
Long-Term Performance
~$87K Avoided
across two documented renewals
Three years later, employee-only coverage cost about 8% less while the deductible fell 37.5% and the out-of-pocket maximum fell 40%.
Ellingson Contracting
Growth & Efficiency
21% More Enrollment
with ~7% lower cost per enrolled contract
Expanded participation from 19 to 23 contracts while improving benefit efficiency and adding $23.5K in financial protection.
Half Moon Plumbing + Electric
Renewal Rescue
$35,832 Saved
vs. a proposed 21.3% renewal increase
Reduced employer cost below its previous level while covering 5 more employees and cutting family contributions by $428 per month.
Town of Inola
Family Protection
100% Employer-Paid
medical premiums for employees + children on the selected plan
Expanded employer-paid coverage to include employees’ children, with approximately 38% more employees electing medical coverage and a 0% medical premium increase at the 2026 renewal.
These companies didn't all have the same problem and they didn't need the same solution. The Benefits Efficiency Review looks beyond the renewal rate to determine how every benefits dollar can create more value for the business and the people it covers.
Could Your Current Plan Be Creating Unnecessary Financial Exposure?
A Benefits Efficiency Review provides a disciplined second look at your company’s benefits investment, employee affordability, plan design, and available alternatives.
No immediate carrier change or major decision is required. The first step is simply understanding the current program more clearly.